Terms and Conditions
- Your online payment will be reviewed and your account will be credited within two business days following your payment.
- Your premium is due on or before the effective date. If payment is not received on the effective date of the policy, a notice will be sent indicating the late payment and potential policy cancellation.
- If your policy was cancelled for non-payment of premium and your payment was made after the cancellation date, such payment may not reinstate your coverage.
Return & Refund Policy
- When possible, Nova Mutual will void a over-payment when contacted, otherwise a refund cheque will be issued.
Changes & Cancellations
- Our policyholders should contact their broker for any policy changes or cancellations.